Project Overview

Sima is an integrated digital platform for financial services and electronic payments, connecting customers, agents, and sub-agents within a unified ecosystem. The platform aims to simplify service delivery, multi-currency wallet management, and transparent tracking of financial movements and commissions.

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About the Project

Sima was designed as a comprehensive solution for digital payments and service distribution through an organized agent network. The platform supports multi-role user management, diverse services with flexible pricing, wallet-to-wallet transfers, and service payment and commission processing , with fine-grained permission control for every role in the system.

"A successful financial platform is not only about executing transactions, but about building trust between customers, agents, and administrators through transparency and control."

Key Features

• Multi-role user management: customers, agents, sub-agents, and employees
• Multi-currency digital wallets with balance and transaction tracking
• Flexible service catalog with categories, custom fields, and fixed or dynamic pricing
• Service payments and pending payment processing
• Wallet-to-wallet transfers with detailed transaction history
• Commission system and agent commission payouts
• Wallet funding via configurable funding methods
• Wallet balance adjustments with audit trail
• Geographic management: cities, districts, and areas
• Advanced role-based access control (RBAC)
• Real-time push notifications
• Secure authentication with two-factor verification (OTP / 2FA)
• Activity logs and operation tracking
• Flexible app settings, funding methods, and transfer configuration

Achievement Checklist

•  Multi-tier user system (customers / agents / sub-agents)
•  Multi-currency digital wallet system
•  Service catalog with categories and dynamic fields
•  Wallet-to-wallet financial transfers
•  Commission and payout management
•  Funding methods and transfer rules configuration
•  Roles and permissions system
•  Real-time notification support

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Sima represents an integrated platform for digital payments and service distribution through an agent network, combining e-wallets, flexible services, transfers, and commissions in one secure and scalable system , built to meet local and regional needs in digital financial services.